CASH ONLY

The last time I saw my credit card bill, I nearly choked to death.
I owe how much?
Ever since then I completely changed my spending style - from swiping to cashing.
I know not everybody can change their credit card habit to cash-only. But perhaps you can adopt this creative way of saving for only one week? Perhaps you will see its benefit?

First, How much cash can you spend a week?
Let's say that your take home is $2000 a month.
Let's say that your...
Rent is $600
Bills are $100
Student Loan is $100
Groceries is $300
Savings is $600
Left over: 2000-600-100-100-300-600=400

Your spending cash each week would be 400/4 = $100

In the beginning of each week, take out $100 cash. That is how much you have to spend for the whole week, and no more. Need spending ideas? Friday Happy Hour, early morning Starbucks runs, quick sandwich from the deli...You get the idea.

If there's left over after the weekend, good! Put the extra in a piggy bank, the next week, you get another $100.

To be honest, I was amazed at how well I managed my money this way. Because I can literally see my hard-earned cash get away, I was so much more careful about my spending. I even added a few rules: no Starbucks until Friday, eating out only once a week...you get the idea. I've always been on the impulse, but the cash-only method has been working really well. If I can do it, so can you...so go on, give it a try!